Loan Annual Limits

1st Year:

• $6,625 - Only $2,625 of this amount may be in subsidized loans.
• Up to $18,500 each academic year - Only $8,500 of this amount may be in subsidized loans.

2nd Year:

• $7,500 - Only $3,500 of this amount may be in subsidized loans.
• Up to $18,500 each academic year - Only $8,500 of this amount may be in subsidized loans.

3rd Year:

• $10,500 - Only $5,500 of this amount may be in subsidized loans.
• Up to $18,500 each academic year - Only $8,500 of this amount may be in subsidized loans.

Maximum Total Debt from Stafford Loans When You Graduate:

• $23,000 as a dependent undergraduate student.
• $46,000 as an independent undergraduate student - Only $23,000 of this amount may be in subsidized loans.
• $138,500 as a graduate or professional student - Only $65,500 of this amount may be in subsidized loans.

The graduate debt limit includes Stafford Loans received for undergraduate study.